Insurance companies are covering claims for hail damaged roofs. Once hail hits the roof, the protective granules are knocked off at the point of the Hail Damage strike, and these damaged areas are the sources of roof leaks in the future, if the roof is not fixed within a few years.
The roof does not leak immediately. It often takes years. It makes sense to check your roof and get in line for a roof replacement covered by your insurance company.
If you think you may have hail damage, it is best to call a local contractor (RCV Roofing) you trust to check your roof. It’s best to work with well known and reputable local companies even if you have to wait a while.
Even a roof paid for by your insurance company deserves to be the best; beautiful, installed correctly, free of leaks, and with a warranty from a contractor you know will be there for you in the future to actually honor the warranty.
Myth: I was told my roof has minimal or very little damage and therefor I don’t need to file a claim.
Fact: If your roof has any damage what-so-ever you have a valid insurance claim and should file with your insurance company. Damage might not cause your roof to leak for years. This is why it’s important to have a qualified person inspect your roof.
Myth: My insurance company will cancel my policy if I file a claim.
Fact: Most states prohibit insurance companies from cancelling policies for filing claims arising from severe weather related events. Check with your state however and your policy language as well.
Myth: If I don’t file my claim, my insurance company won’t raise my rates.
Fact: After a disaster, insurance companies may raise every one’s rates. By not filing your claim, your personal rate increase is paying for every one else’s damage except yours.